SBA Loan Calculator
Estimate your monthly SBA 7(a) payment, total interest, and deal qualification — instantly.
Loan Inputs
$1,500,000
10 yrs for working capital; 25 yrs for real estate
Likely SBA Eligible
Deal size and down payment meet SBA 7(a) basic requirements. Lender will verify business eligibility, cash flow, and credit.
Results
Loan Amount
SBA 7(a) max $5M
$1,350,000
Down Payment
10% of purchase price
$150,000
Monthly Payment
10-year term at 10.5%
$18,216
Total Interest
Over 10 years
$835,947
Total Repaid
Principal + interest
$2,185,947
Disclaimer: This calculator provides estimates only. Actual SBA loan terms depend on lender, credit profile, business cash flow, and SBA approval. Consult an SBA-approved lender for binding quotes. SBA 7(a) loans require the borrower to demonstrate ability to repay from business cash flow.
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